Document Checklist

 Your lender will require certain documents throughout the mortgage process. To avoid delays and frustration, here is a list of documents generally needed by most lenders.

Income Related Documents

  • Consecutive paystubs for the past month.

  • W-2s for the past 2 years.

  • Federal tax returns (with all pages) for the past 2 years.

  • If retired:

    • 2 years of 1099s

    • 2 years (with all pages) of tax returns

    • Your benefits award letter

  • If self-employed:

    • 2 years of the most recent business tax returns & any K-1s

    • Current Balance Sheet and P&L

    • Business bank statements

Assets

  • 2 months of most recent bank statements including for:

    • Checking and savings

    • Retirement account statements

  • Information regarding other assets

Personal Information

  • Drivers license

  • Social security card or proof of residency

  • Divorce decree (if applicable)

Property Information

  • Homeowners insurance contact info

  • Current mortgage statement (if applicable)

  • Current landlord’s contact info (if renting)

*This information is subject to change without notice, and is to be used for marketing purposes only.